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NGH(A VI?T NAM ?c l?p - T? do - H?nh ph?c ---------------S?: 04/2021/TT-NHNNH? N?i, ng?y 05 th?ng 4 nm 2021?TH?NG T?QUY ?NH V? T?I C?P V?N ?I V?I T? CH?C T?N D?NG SAU KHI T? CH?C T?N D?NG CHO T?NG C?NG TY H?NG KH?NG VI?T NAM - CTCP VAY V? VI?C C? C?U L?I TH?I H?N TR? N?, GI? NGUY?N NH?M N?, TR?CH L?P D? PH?NG R?I RO ?I V?I KHO?N N? C?A T?NG C?NG TY H?NG KH?NG VI?T NAM - CTCP DO ?NH H??NG C?A ?I D?CH COVID-19Cn c? Lu?t Ng?n h?ng Nh? n??c Vi?t Nam ng?y 16 th?ng 6 nm 2010;Cn c? Lu?t C?c t? ch?c t?n d?ng ng?y 16 th?ng 6 nm 2010 v? Lu?t s?a ?i, b? sung m?t s? i?u c?a Lu?t C?c t? ch?c t?n d?ng ng?y 20 th?ng 11 nm 2017;Cn c? Ngh? ?nh s? 16/2017/N-CP ng?y 17 th?ng 02 nm 2017 c?a Ch?nh ph? quy ?nh ch?c nng, nhi?m v?, quy?n h?n v? c? c?u t? ch?c c?a Ng?n h?ng Nh? n??c Vi?t Nam;Cn c? Ngh? quy?t s? 135/2020/QH14 ng?y 17 th?ng 11 nm 2020 c?a Qu?c h?i v? K? h?p th? 10, Qu?c h?i kh?a XIV;Sau khi th?ng nh?t v?i B? T?i ch?nh;Theo ? ngh? c?a V? tr??ng V? Ch?nh s?ch ti?n t?, Ch?nh Thanh tra, gi?m s?t ng?n h?ng v? V? tr??ng V? T?n d?ng c?c ng?nh kinh t?;Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam ban h?nh Th?ng t? quy ?nh v? t?i c?p v?n ?i v?i t? ch?c t?n d?ng sau khi t? ch?c t?n d?ng cho T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP vay v? vi?c c? c?u l?i th?i h?n tr? n?, gi? nguy?n nh?m n?, tr?ch l?p d? ph?ng r?i ro ?i v?i kho?n n? c?a T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP do ?nh h??ng c?a ?i d?ch Covid-19.i?u 1. Ph?m vi i?u ch?nhTh?ng t? n?y quy ?nh v? vi?c:1. Ng?n h?ng Nh? n??c Vi?t Nam (sau ?y g?i l? Ng?n h?ng Nh? n??c) t?i c?p v?n ?i v?i t? ch?c t?n d?ng sau khi t? ch?c t?n d?ng cho T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP (sau ?y g?i l? VNA) vay theo Ngh? quy?t c?a Qu?c h?i v? Ngh? quy?t c?a Ch?nh ph?.2. T? ch?c t?n d?ng c? c?u l?i th?i h?n tr? n?, gi? nguy?n nh?m n? v? tr?ch l?p d? ph?ng r?i ro ?i v?i kho?n n? c?a VNA ? ??c Ng?n h?ng Nh? n??c th?c hi?n t?i c?p v?n theo quy ?nh t?i Th?ng t? n?y (sau ?y g?i l? kho?n n? c?a VNA).i?u 2. ?i t??ng ?p d?ng1. T? ch?c t?n d?ng (kh?ng bao g?m t? ch?c t?n d?ng ang ??c ki?m so?t ?c bi?t) c? kho?n cho vay VNA.2. C?c t? ch?c, c? nh?n c? li?n quan.i?u 3. Gi?i th?ch t? ng?Trong Th?ng t? n?y, c?c t? ng? d??i ?y ??c hi?u nh? sau:1. Ngh? quy?t c?a Qu?c h?i l? Ngh? quy?t s? 135/2020/QH14 ng?y 17 th?ng 11 nm 2020 c?a Qu?c h?i v? K? h?p th? 10, Qu?c h?i kh?a XIV.2. Ngh? quy?t c?a Ch?nh ph? l? c?c Ngh? quy?t: Ngh? quy?t s? 24/NQ-CP ng?y 29 th?ng 7 nm 2020 c?a Ch?nh ph? v? c?c gi?i ph?p th?o g? kh? khn cho VNA do ?nh h??ng c?a ?i d?ch Covid-19; Ngh? quy?t s? 194/NQ-CP ng?y 31 th?ng 12 nm 2020 c?a Ch?nh ph? v? tri?n khai th?c hi?n Ngh? quy?t c?a Qu?c h?i v? c?c gi?i ph?p th?o g? kh? khn cho VNA do ?nh h??ng c?a ?i d?ch Covid-19.3. Kho?n cho vay VNA l? kho?n cho vay c?a t? ch?c t?n d?ng theo Ngh? quy?t ??c quy ?nh t?i kho?n 2 i?u 3 Quy?t ?nh s? 450/Q-TTg ng?y 26 th?ng 3 nm 2021 c?a Th? t??ng Ch?nh ph? v? vi?c Ng?n h?ng Nh? n??c Vi?t Nam t?i c?p v?n ?i v?i t? ch?c t?n d?ng sau khi t? ch?c t?n d?ng cho VNA vay theo Ngh? quy?t c?a Qu?c h?i v? Ngh? quy?t c?a Ch?nh ph? (sau ?y g?i l? Quy?t ?nh s? 450/Q-TTg).i?u 4. S? ti?n t?i c?p v?n1. S? ti?n t?i c?p v?n t?i a ?i v?i t?ng kho?n cho vay VNA kh?ng v??t qu? s? ti?n cho vay c?a t?ng kho?n cho vay VNA theo Gi?y ? ngh? vay t?i c?p v?n c?a t? ch?c t?n d?ng.2. T?ng s? ti?n t?i c?p v?n ?i v?i c?c t? ch?c t?n d?ng t?i a l? 4.000 t? ?ng (b?n ngh?n t? ?ng).i?u 5. L?i su?t t?i c?p v?n1. L?i su?t t?i c?p v?n l? 0%/nm, ?p d?ng ?i v?i th?i h?n t?i c?p v?n v? th?i h?n gia h?n t?i c?p v?n (n?u c?).2. L?i su?t ?p d?ng ?i v?i n? g?c t?i c?p v?n qu? h?n b?ng 150% l?i su?t t?i c?p v?n do Ng?n h?ng Nh? n??c c?ng b? trong t?ng th?i k? t?i th?i i?m kho?n t?i c?p v?n ??c chuy?n qu? h?n.i?u 6. T?i s?n b?o ?mNg?n h?ng Nh? n??c t?i c?p v?n kh?ng c? t?i s?n b?o ?m ?i v?i t? ch?c t?n d?ng.i?u 7. Th?i h?n t?i c?p v?n, gia h?n t?i c?p v?n1. Th?i h?n t?i c?p v?n: Th?i h?n t?i c?p v?n theo ? ngh? c?a t? ch?c t?n d?ng, t?i a b?ng th?i h?n cho vay c?a kho?n cho vay VNA (kh?ng bao g?m th?i h?n gia h?n c?a kho?n cho vay VNA) v? kh?ng v??t qu? 364 ng?y. Th?i h?n t?i c?p v?n ??c t?nh t? ng?y ti?p theo ng?y Ng?n h?ng Nh? n??c gi?i ng?n t?i c?p v?n ?i v?i t? ch?c t?n d?ng.2. Th?i h?n t?i c?p v?n quy ?nh t?i kho?n 1 i?u n?y ??c ?p d?ng theo t?ng l?n gi?i ng?n quy ?nh t?i kho?n 2 i?u 9 Th?ng t? n?y.3. Gia h?n t?i c?p v?n: Kho?n t?i c?p v?n ??c gia h?n t? ?ng 02 (hai) l?n t?i th?i i?m ?n h?n ?i v?i d? n? g?c t?i c?p v?n c?n l?i; th?i h?n gia h?n m?i l?n b?ng th?i h?n t?i c?p v?n; t?ng th?i gian t?i c?p v?n v? gia h?n t?i c?p v?n t?i a kh?ng qu? 03 nm.i?u 8. Gi?i ng?n t?i c?p v?n1. Ng?n h?ng Nh? n??c gi?i ng?n t?i c?p v?n theo ? ngh? c?a t? ch?c t?n d?ng trong ph?m vi s? ti?n t?i c?p v?n quy ?nh t?i kho?n 1 i?u 4 Th?ng t? n?y v? ?m b?o s? d? g?c kho?n t?i c?p v?n sau khi gi?i ng?n kh?ng v??t qu? d? n? g?c kho?n cho vay VNA (theo t?ng kho?n cho vay VNA) t?i Gi?y ? ngh? gi?i ng?n t?i c?p v?n.2. Ng?n h?ng Nh? n??c d?ng gi?i ng?n t?i c?p v?n ?i v?i c?c t? ch?c t?n d?ng khi Ng?n h?ng Nh? n??c gi?i ng?n h?t 4.000 t? ?ng (b?n ngh?n t? ?ng) nh?ng kh?ng mu?n h?n ng?y 31 th?ng 12 nm 2021.i?u 9. Tr?nh t? t?i c?p v?n, gi?i ng?n t?i c?p v?n1. Tr?nh t? t?i c?p v?n nh? sau:a) Khi c? nhu c?u vay t?i c?p v?n, t? ch?c t?n d?ng g?i tr?c ti?p ?n B? ph?n M?t c?a ho?c qua d?ch v? b?u ch?nh ?n Tr? s? ch?nh Ng?n h?ng Nh? n??c 01 (m?t) Gi?y ? ngh? vay t?i c?p v?n theo Ph? l?c I ban h?nh k?m theo Th?ng t? n?y;b) Trong th?i h?n 02 ng?y l?m vi?c k? t? ng?y nh?n ??c Gi?y ? ngh? vay t?i c?p v?n, V? Ch?nh s?ch ti?n t? g?i l?y ? ki?n b?ng vn b?n V? T?n d?ng c?c ng?nh kinh t?, C? quan Thanh tra, gi?m s?t ng?n h?ng v? S? Giao d?ch Ng?n h?ng Nh? n??c v? ? ngh? vay t?i c?p v?n c?a t? ch?c t?n d?ng;c) Trong th?i h?n 03 ng?y l?m vi?c k? t? ng?y nh?n ??c vn b?n ? ngh? c?a V? Ch?nh s?ch ti?n t?, V? T?n d?ng c?c ng?nh kinh t?, C? quan Thanh tra, gi?m s?t ng?n h?ng v? S? Giao d?ch Ng?n h?ng Nh? n??c c? ? ki?n b?ng vn b?n g?i V? Ch?nh s?ch ti?n t?;d) Trong th?i h?n 03 ng?y l?m vi?c k? t? ng?y nh?n ??c ?y ? ? ki?n c?a c?c ?n v?, V? Ch?nh s?ch ti?n t? t?ng h?p, tr?nh Th?ng ?c Ng?n h?ng Nh? n??c xem x?t, quy?t ?nh vi?c t?i c?p v?n ?i v?i t? ch?c t?n d?ng. Tr??ng h?p kh?ng ?ng ?, Ng?n h?ng Nh? n??c c? vn b?n n?u r? l? do g?i t? ch?c t?n d?ng;) Trong th?i h?n 02 ng?y l?m vi?c k? t? ng?y nh?n ??c Quy?t ?nh t?i c?p v?n, S? Giao d?ch Ng?n h?ng Nh? n??c v? t? ch?c t?n d?ng th?c hi?n k? H?p ?ng nguy?n t?c t?i c?p v?n.2. Tr?nh t? gi?i ng?n t?i c?p v?n t?ng l?n ?i v?i t? ch?c t?n d?ng nh? sau:a) Tr?n c? s? H?p ?ng nguy?n t?c t?i c?p v?n ? k?, cn c? d? n? g?c kho?n cho vay VNA, t? ch?c t?n d?ng g?i Ng?n h?ng Nh? n??c (S? Giao d?ch) Gi?y ? ngh? gi?i ng?n t?i c?p v?n theo Ph? l?c II ban h?nh k?m theo Th?ng t? n?y, trong ? n?u r? s? ti?n gi?i ng?n t?i c?p v?n theo quy ?nh t?i kho?n 1 i?u 8 Th?ng t? n?y;b) Trong th?i h?n 02 ng?y l?m vi?c k? t? ng?y nh?n ??c Gi?y ? ngh? gi?i ng?n t?i c?p v?n c?a t? ch?c t?n d?ng, S? Giao d?ch ph? duy?t ? ngh? gi?i ng?n t?i c?p v?n; t? ch?c t?n d?ng k? Kh? ??c nh?n n?; S? Giao d?ch th?c hi?n gi?i ng?n t?i c?p v?n cho t? ch?c t?n d?ng.i?u 10. Tr? n? vay t?i c?p v?n1. Khi kho?n vay t?i c?p v?n ?n h?n (h?t th?i h?n t?i c?p v?n v? gia h?n t?i c?p v?n (n?u c?)), t? ch?c t?n d?ng ph?i tr? h?t s? d? g?c kho?n vay t?i c?p v?n.2. Trong th?i h?n 03 ng?y l?m vi?c k? t? ng?y ph?t sinh s? d? g?c kho?n vay t?i c?p v?n l?n h?n d? n? g?c kho?n cho vay VNA t??ng ?ng v?i kho?n vay t?i c?p v?n ?, t? ch?c t?n d?ng ph?i ch? ?ng tr? n? kho?n vay t?i c?p v?n theo th? t? t? Kh? ??c nh?n n? ??c k? s?m nh?t t??ng ?ng v?i kho?n cho vay VNA b?o ?m s? d? g?c kho?n vay t?i c?p v?n kh?ng v??t qu? d? n? g?c kho?n cho vay VNA (theo t?ng kho?n cho vay VNA).3. T? ch?c t?n d?ng ??c tr? n? vay t?i c?p v?n tr??c h?n.i?u 11. X? l? khi t? ch?c t?n d?ng kh?ng tr? n? vay t?i c?p v?n ?ng h?n1. Tr??ng h?p t? ch?c t?n d?ng kh?ng tr? n? vay t?i c?p v?n ?ng h?n theo quy ?nh t?i kho?n 1 i?u 10 Th?ng t? n?y, Ng?n h?ng Nh? n??c chuy?n s? ti?n n? g?c vay t?i c?p v?n kh?ng tr? ?ng h?n sang theo d?i qu? h?n theo quy ?nh c?a Ng?n h?ng Nh? n??c v? ph??ng ph?p t?nh v? h?ch to?n thu, tr? l?i trong ho?t ?ng nh?n ti?n g?i v? cho vay gi?a Ng?n h?ng Nh? n??c v?i t? ch?c t?n d?ng v? c?c t? ch?c kh?c; ?p d?ng l?i su?t quy ?nh t?i kho?n 2 i?u 5 Th?ng t? n?y ?i v?i s? ti?n n? g?c vay t?i c?p v?n kh?ng tr? n? ?ng h?n t?nh t? ng?y ti?p theo ng?y t? ch?c t?n d?ng ph?i tr? ?n ng?y t? ch?c t?n d?ng tr? h?t s? ti?n kh?ng tr? n? ?ng h?n.2. Tr??ng h?p t? ch?c t?n d?ng kh?ng tr? n? ?ng h?n theo quy ?nh t?i kho?n 2 i?u 10 Th?ng t? n?y, Ng?n h?ng Nh? n??c ?p d?ng l?i su?t b?ng 150% l?i su?t t?i c?p v?n do Ng?n h?ng Nh? n??c c?ng b? trong t?ng th?i k? t?i ng?y ti?p theo ng?y t? ch?c t?n d?ng ph?i tr? ?i v?i s? ti?n n? g?c vay t?i c?p v?n kh?ng tr? n? ?ng h?n, trong kho?ng th?i gian t? ng?y ti?p theo ng?y t? ch?c t?n d?ng ph?i tr? ?n ng?y t? ch?c t?n d?ng tr? h?t s? ti?n kh?ng tr? n? ?ng h?n.3. Ng?n h?ng Nh? n??c th?c hi?n vi?c tr?ch t?i kho?n ti?n g?i c?a t? ch?c t?n d?ng t?i Ng?n h?ng Nh? n??c ? thu h?i h?t s? ti?n t? ch?c t?n d?ng ph?i tr? (bao g?m n? g?c vay t?i c?p v?n kh?ng tr? ?ng h?n v? l?i quy ?nh t?i kho?n 1, kho?n 2 i?u n?y) k? t? ng?y l?m vi?c ti?p theo:a) Ng?y chuy?n s? ti?n n? g?c vay t?i c?p v?n sang theo d?i qu? h?n (?i v?i tr??ng h?p t? ch?c t?n d?ng kh?ng tr? n? ?ng h?n theo quy ?nh t?i kho?n 1 i?u 10 Th?ng t? n?y);b) Ng?y S? Giao d?ch Ng?n h?ng Nh? n??c nh?n ??c vn b?n th?ng b?o c?a C? quan Thanh tra, gi?m s?t ng?n h?ng v? vi ph?m c?a t? ch?c t?n d?ng quy ?nh t?i i?m b kho?n 4 i?u 14 Th?ng t? n?y (?i v?i tr??ng h?p t? ch?c t?n d?ng kh?ng tr? n? ?ng h?n theo quy ?nh t?i kho?n 2 i?u 10 Th?ng t? n?y).i?u 12. C? c?u l?i th?i h?n tr? n?, gi? nguy?n nh?m n? v? tr?ch l?p d? ph?ng r?i ro1. Tr?n c? s? ? ngh? c?a VNA v? ?nh gi? v? kh? nng tr? n? ?y ? g?c v?/ho?c l?i c?a VNA sau khi ??c c? c?u l?i th?i h?n tr? n?, t? ch?c t?n d?ng th?c hi?n c? c?u l?i th?i h?n tr? n? ?i v?i kho?n n? c?a VNA trong th?i h?n t?i a kh?ng qu? 03 nm (bao g?m c? th?i gian cho vay v? c? c?u l?i th?i h?n tr? n?) nhung kh?ng mu?n h?n ng?y 31 th?ng 12 nm 2024.2. Trong th?i h?n c? c?u l?i th?i h?n tr? n? nh?ng kh?ng qu? 03 nm k? t? ng?y t? ch?c t?n d?ng cho VNA vay, t? ch?c t?n d?ng ??c gi? nguy?n nh?m n? ? ph?n lo?i theo quy ?nh c?a Ng?n h?ng Nh? n??c t?i th?i i?m Quy?t ?nh s? 450/Q-TTg c? hi?u l?c thi h?nh ?i v?i kho?n n? c?a VNA v? th?c hi?n tr?ch l?p d? ph?ng c? th? theo quy ?nh t?i kho?n 3 i?u n?y.Tr??ng h?p kho?n n? c?a VNA ?n h?n tr? n? m? kh?ng ??c t? ch?c t?n d?ng c? c?u l?i th?i h?n tr? n? theo quy ?nh t?i Th?ng t? n?y, t? ch?c t?n d?ng th?c hi?n ph?n lo?i n?, tr?ch l?p d? ph?ng r?i ro theo quy ?nh c?a Ng?n h?ng Nh? n??c v? ph?n lo?i n?, tr?ch l?p v? s? d?ng d? ph?ng ? x? l? r?i ro trong ho?t ?ng c?a t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i.3. T? ch?c t?n d?ng th?c hi?n tr?ch l?p d? ph?ng c? th? ?i v?i to?n b? d? n? c?a VNA nh? sau:a) Cn c? quy ?nh c?a Ng?n h?ng Nh? n??c v? tr?ch l?p d? ph?ng r?i ro trong ho?t ?ng c?a t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i, t? ch?c t?n d?ng th?c hi?n tr?ch l?p s? ti?n d? ph?ng c? th? ?i v?i to?n b? d? n? c?a VNA theo k?t qu? ph?n lo?i n? quy ?nh t?i kho?n 2 i?u n?y ?i v?i ph?n d? n? ??c gi? nguy?n nh?m n? v? k?t qu? ph?n lo?i n? ?i v?i d? n? c?n l?i c?a VNA theo quy ?nh c?a Ng?n h?ng Nh? n??c v? ph?n lo?i n? trong ho?t ?ng c?a t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i;b) T? ch?c t?n d?ng x?c ?nh s? ti?n d? ph?ng c? th? ph?i tr?ch ?i v?i to?n b? d? n? c?a VNA theo k?t qu? ph?n lo?i n? theo quy ?nh c?a Ng?n h?ng Nh? n??c v? ph?n lo?i n? trong ho?t ?ng c?a t? ch?c t?n d?ng, chi nh?nh ng?n h?ng n??c ngo?i (kh?ng ?p d?ng quy ?nh gi? nguy?n nh?m n? theo quy ?nh t?i kho?n 2 i?u n?y);c) T? ch?c t?n d?ng x?c ?nh s? ti?n d? ph?ng c? th? ph?i tr?ch b? sung theo c?ng th?c sau:S? ti?n d? ph?ng c? th? ph?i tr?ch b? sung = A - BTrong ?:- A: S? ti?n d? ph?ng c? th? ph?i tr?ch quy ?nh t?i i?m b Kho?n n?y.- B: S? ti?n d? ph?ng c? th? ? tr?ch quy ?nh t?i i?m a Kho?n n?y;d) Tr??ng h?p s? ti?n d? ph?ng c? th? ph?i tr?ch b? sung ??c x?c ?nh theo quy ?nh t?i i?m c Kho?n n?y l? d??ng, t? ch?c t?n d?ng th?c hi?n tr?ch b? sung d? ph?ng c? th? nh? sau:- ?n th?i i?m 31/12/2021: T?i thi?u 30% s? ti?n d? ph?ng c? th? ph?i tr?ch b? sung;- ?n th?i i?m 31/12/2022: T?i thi?u 60% s? ti?n d? ph?ng c? th? ph?i tr?ch b? sung;- ?n th?i i?m 31/12/2023: 100% s? ti?n d? ph?ng c? th? ph?i tr?ch b? sung;- T? th?i i?m 01/01/2024: 100% s? ti?n d? ph?ng c? th? ph?i tr?ch b? sung.5. C?c n?i dung li?n quan ?n c? c?u l?i th?i h?n tr? n?, ph?n lo?i n?, tr?ch l?p v? s? d?ng d? ph?ng ? x? l? r?i ro kh?ng quy ?nh t?i Th?ng t? n?y, t? ch?c t?n d?ng th?c hi?n theo quy ?nh t?i c?c vn b?n quy ph?m ph?p lu?t kh?c c? li?n quan.i?u 13. Tr?ch nhi?m c?a t? ch?c t?n d?ng1. Khi c? nhu c?u vay t?i c?p v?n, gi?i ng?n t?i c?p v?n, t? ch?c t?n d?ng g?i vn b?n ? ngh? c? x?c nh?n c?a VNA theo quy ?nh t?i Th?ng t? n?y v? ch?u tr?ch nhi?m tr??c ph?p lu?t v? t?nh ch?nh x?c, h?p ph?p c?a c?c vn b?n n?y.2. Th?c hi?n k? H?p ?ng nguy?n t?c t?i c?p v?n, Kh? ??c nh?n n?; tr? n? vay t?i c?p v?n cho Ng?n h?ng Nh? n??c ?y ?, ?ng h?n theo quy ?nh t?i Th?ng t? n?y.3. Theo d?i, h?ch to?n, qu?n l? ri?ng c?c kho?n cho vay VNA v? c?c kho?n vay t?i c?p v?n Ng?n h?ng Nh? n??c.4. Th?c hi?n b?o c?o nh? sau:a) Trong th?i h?n t?i a 05 ng?y l?m vi?c ti?p theo ng?y ph?t sinh s? d? g?c kho?n vay t?i c?p v?n l?n h?n d? n? g?c kho?n cho vay VNA quy ?nh t?i kho?n 2 i?u 10 Th?ng t? n?y, t? ch?c t?n d?ng th?c hi?n b?o c?o theo Ph? l?c III ban h?nh k?m theo Th?ng t? n?y;b) Trong th?i gian c?n d? n? vay t?i c?p v?n, h?ng th?ng, trong th?i h?n 15 ng?y ?u th?ng, t? ch?c t?n d?ng b?o c?o v? d? n? g?c c?c kho?n cho vay VNA c?n d? n? vay t?i c?p v?n trong th?ng tr??c c? x?c nh?n c?a VNA theo Ph? l?c IV ban h?nh k?m theo Th?ng t? n?y.5. Th?c hi?n c?c tr?ch nhi?m kh?c quy ?nh t?i Ngh? quy?t c?a Qu?c h?i, Ngh? quy?t c?a Ch?nh ph?, Quy?t ?nh s? 450/Q-TTg, Th?ng t? n?y v? c?c quy ?nh c?a ph?p lu?t c? li?n quan.i?u 14. Tr?ch nhi?m c?c ?n v? thu?c Ng?n h?ng Nh? n??c1. V? Ch?nh s?ch ti?n t??u m?i tr?nh Th?ng ?c Ng?n h?ng Nh? n??c xem x?t, x? l? ? ngh? vay t?i c?p v?n c?a t? ch?c t?n d?ng theo quy ?nh t?i Th?ng t? n?y.2. V? T?n d?ng c?c ng?nh kinh t?C? ? ki?n g?i V? Ch?nh s?ch ti?n t? v? ? ngh? vay t?i c?p v?n c?a t? ch?c t?n d?ng theo quy ?nh t?i i?m c kho?n 1 i?u 9 Th?ng t? n?y.3. S? Giao d?ch Ng?n h?ng Nh? n??ca) C? ? ki?n g?i V? Ch?nh s?ch ti?n t? v? ? ngh? vay t?i c?p v?n c?a t? ch?c t?n d?ng theo quy ?nh t?i i?m c kho?n 1 i?u 9 Th?ng t? n?y;b) Th?c hi?n k? H?p ?ng nguy?n t?c t?i c?p v?n quy ?nh t?i i?m  kho?n 1 i?u 9 Th?ng t? n?y; ph? duy?t v? gi?i ng?n t?i c?p v?n theo quy ?nh t?i i?m b kho?n 2 i?u 9 Th?ng t? n?y; gia h?n t?i c?p v?n, thu n? t?i c?p v?n, chuy?n kho?n t?i c?p v?n sang theo d?i qu? h?n theo quy ?nh t?i Th?ng t? n?y;c) Th?c hi?n bi?n ph?p quy ?nh t?i kho?n 3 i?u 11 Th?ng t? n?y;d) H?ng th?ng, trong th?i h?n 15 ng?y ?u th?ng, b?o c?o v? s? li?u t?i c?p v?n ?i v?i t? ch?c t?n d?ng c?a th?ng tr??c theo Ph? l?c V ban h?nh k?m theo Th?ng t? n?y.4. C? quan Thanh tra, gi?m s?t ng?n h?nga) C? ? ki?n g?i V? Ch?nh s?ch ti?n t? v? ? ngh? vay t?i c?p v?n c?a t? ch?c t?n d?ng theo quy ?nh t?i i?m c kho?n 1 i?u 9 Th?ng t? n?y;b) Tr??ng h?p nh?n ??c th?ng b?o t? c? quan c? th?m quy?n ho?c qua c?ng t?c thanh tra, gi?m s?t ph?t hi?n t? ch?c t?n d?ng c? vi ph?m theo quy ?nh t?i kho?n 2 i?u 10 Th?ng t? n?y, trong th?i h?n 03 ng?y l?m vi?c k? t? ng?y ph?t hi?n t? ch?c t?n d?ng kh?ng tr? n? vay t?i c?p v?n, C? quan Thanh tra, gi?m s?t ng?n h?ng c? vn b?n g?i t? ch?c t?n d?ng, S? Giao d?ch Ng?n h?ng Nh? n??c, V? Ch?nh s?ch ti?n t?, V? T?n d?ng c?c ng?nh kinh t? th?ng b?o vi ph?m, trong ? x?c ?nh r? n?i dung vi ph?m v? bi?n ph?p x? l? theo quy ?nh t?i i?u 11 Th?ng t? n?y;c) Thanh tra v? x? l? vi ph?m theo th?m quy?n ?i v?i t? ch?c t?n d?ng trong vi?c th?c hi?n c?c quy ?nh t?i Th?ng t? n?y.5. C?c C?ng ngh? th?ng tinT? ch?c n?ng c?p, ch?nh s?a h? th?ng ph?n m?m nghi?p v? ?p ?ng theo quy ?nh t?i Th?ng t? n?y.i?u 15. Hi?u l?c thi h?nh1. Th?ng t? n?y c? hi?u l?c thi h?nh k? t? ng?y 05 th?ng 4 nm 2021.2. Ch?nh Vn ph?ng, V? tr??ng V? Ch?nh s?ch ti?n t?, Ch?nh Thanh tra, gi?m s?t ng?n h?ng, V? tr??ng V? T?n d?ng c?c ng?nh kinh t?, Th? tr??ng c?c ?n v? thu?c Ng?n h?ng Nh? n??c Vi?t Nam; t? ch?c t?n d?ng ch?u tr?ch nhi?m t? ch?c th?c hi?n Th?ng t? n?y./.??N?i nh?n: - Nh? Kho?n 2 i?u 15; - Ban L?nh ?o NHNN; - Vn ph?ng Ch?nh ph?; - Th? t??ng Ch?nh ph? (? b/c); - B? T? ph?p (? ki?m tra); - Ki?m to?n Nh? n??c; - C?c B?: T?i ch?nh, KH&T; - ?y ban Qu?n l? v?n NN t?i DN; - T?ng c?ng ty H?ng kh?ng VN; - C?ng b?o; - L?u: VP, CQTTGS, c?c V?: PC, TDCNKT, CSTT (05).KT. TH?NG ?C PH? TH?NG ?C ?o Minh T??Ph? l?c I(Ban h?nh k?m theo Th?ng t? s? 04/2021/TT-NHNN ng?y 05 th?ng 4 nm 2021 c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)T?N T? CH?C T?N D?NG --------C?NG H?A X? H?I CH? NGH(A VI?T NAM ?c l?p - T? do - H?nh ph?c ---------------S?: & ....., ng?y ... th?ng ... nm 2021?GI?Y ? NGH? VAY T?I C?P V?NK?nh g?i: Ng?n h?ng Nh? n??c Vi?t Nam (qua V? Ch?nh s?ch ti?n t?)T?n t? ch?c t?n d?ng: & & & .?a ch?:...??????????????????????????????????????????????? i?n tho?i: ...??????????????????????????? Fax:...S? hi?u t?i kho?n ti?n g?i b?ng VND: ... t?i S? Giao d?ch Ng?n h?ng Nh? n??c Vi?t Nam.Cn c? Quy?t ?nh s? 450/Q-TTg ng?y 26 th?ng 3 nm 2021 c?a Th? t??ng Ch?nh ph? v? vi?c Ng?n h?ng Nh? n??c Vi?t Nam t?i c?p v?n ?i v?i t? ch?c t?n d?ng sau khi t? ch?c t?n d?ng cho T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP vay theo Ngh? quy?t c?a Qu?c h?i v? Ngh? quy?t c?a Ch?nh ph?;Cn c? Th?ng t? s? 04/2021/TT-NHNN ng?y 05 th?ng 4 nm 2021 c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam quy ?nh v? t?i c?p v?n ?i v?i t? ch?c t?n d?ng sau khi t? ch?c t?n d?ng cho T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP vay v? vi?c c? c?u l?i th?i h?n tr? n?, gi? nguy?n nh?m n?, tr?ch l?p d? ph?ng r?i ro ?i v?i kho?n n? c?a T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP do ?nh h??ng c?a ?i d?ch Covid-19 (g?i l? Th?ng t? 04/2021/TT-NHNN);T? ch?c t?n d?ng ... ? ngh? Ng?n h?ng Nh? n??c Vi?t Nam t?i c?p v?n theo Th?ng t? 04/2021/TT-NHNN, c? th?:1. Kho?n cho vay VNA:H?p ?ng/Th?a thu?n cho vayS? ti?n cho vayTh?i h?n cho vay (kh?ng bao g?m th?i h?n gia h?n c?a kho?n cho vay VNA)X?c nh?n c?a VNAGhi ch?(n?u c?)(1)(2)(3)(4)(5)S? H?p ?ng/Th?a thu?n cho vay .... ng?y....?& ng?yNg?y... th?ng ... nm...Ng??i ?i di?n h?p ph?p c?a VNA(K?, ghi r? ch?c danh, h? t?n v? ?ng d?u)?2. T? ch?c t?n d?ng ? ngh? Ng?n h?ng Nh? n??c quy?t ?nh t?i c?p v?n ?i v?i kho?n cho vay VNA t?i H?p ?ng/Th?a thu?n cho vay s?... ng?y... nh? sau:(1) S? ti?n t?i c?p v?n t?i a: (b?ng s?) ... ?ng, (b?ng ch?...) (cn c? quy ?nh t?i kho?n 1 i?u 4 Th?ng t? 04/2021/TT-NHNN).(3) Th?i h?n vay t?i c?p v?n: ... ng?y (cn c? quy ?nh t?i kho?n 1 i?u 7 Th?ng t? 04/2021/TT-NHNN).(4) Gia h?n: ? ngh? gia h?n theo quy ?nh t?i kho?n 3 i?u 7 Th?ng t? 04/2021/TT-NHNN/? ngh? kh?ng gia h?n t?i c?p v?n (Ghi ch?: T? ch?c t?n d?ng ch? l?a ch?n m?t trong hai ? ngh? n?y).(5) L?i su?t: 0%/nm theo quy ?nh t?i kho?n 1 i?u 5 Th?ng t? 04/2021/TT-NHNN.(6) T? ch?c t?n d?ng vay t?i c?p v?n/kh?ng c? t?i s?n b?o ?m t?i Ng?n h?ng Nh? n??c Vi?t Nam theo quy ?nh t?i i?u 6 Th?ng t? 04/2021/TT-NHNN.T? ch?c t?n d?ng ... cam k?t tu?n th? ?ng c?c quy ?nh t?i Th?ng t? s? 04/2021/TT-NHNN ng?y 05 th?ng 4 nm 2021 c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam quy ?nh v? t?i c?p v?n ?i v?i t? ch?c t?n d?ng sau khi t? ch?c t?n d?ng cho T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP vay v? vi?c c? c?u l?i th?i h?n tr? n?, gi? nguy?n nh?m n?, tr?ch l?p d? ph?ng r?i ro ?i v?i kho?n n? c?a T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP do ?nh h??ng c?a ?i d?ch Covid -19./.?N?i nh?n: - Nh? tr?n; - L?u: ...Ng??i ?i di?n h?p ph?p c?a T? ch?c t?n d?ng (K?, ghi r? ch?c danh, h? t?n v? ?ng d?u)?Ph? l?c II(Ban h?nh k?m theo Th?ng t? s? 04/2021/TT-NHNN ng?y 05 th?ng 4 nm 2021 c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)T?N T? CH?C T?N D?NG --------C?NG H?A X? H?I CH? NGH(A VI?T NAM ?c l?p - T? do - H?nh ph?c ---------------S?: & ......, ng?y ... th?ng ... nm 2021?GI?Y ? NGH? GI?I NG?N T?I C?P V?NK?nh g?i: S? Giao d?ch - Ng?n h?ng Nh? n??c Vi?t NamT?n t? ch?c t?n d?ng: ....?a ch?:...??????????????????????????????????????????????? i?n tho?i: ...???????????????????????????? Fax:...S? hi?u t?i kho?n ti?n g?i b?ng VND: ... t?i S? Giao d?ch - Ng?n h?ng Nh? n??c Vi?t NamTh?ng t? s? 04/2021/TT-NHNN ng?y 05 th?ng 4 nm 2021 c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam quy ?nh v? t?i c?p v?n ?i v?i t? ch?c t?n d?ng sau khi t? ch?c t?n d?ng cho T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP vay v? vi?c c? c?u l?i th?i h?n tr? n?, gi? nguy?n nh?m n?, tr?ch l?p d? ph?ng r?i ro ?i v?i kho?n n? c?a T?ng c?ng ty H?ng kh?ng Vi?t Nam - CTCP do ?nh h??ng c?a ?i d?ch Covid-19 (g?i l? Th?ng t? 04/2021/TT-NHNN);Cn c? Quy?t ?nh s? .../Q-NHNN ng?y ... th?ng...nm ... c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam v? ...;Cn c? H?p ?ng nguy?n t?c s?... ng?y ...;T? ch?c t?n d?ng & .. ? ngh? S? Giao d?ch - Ng?n h?ng Nh? n??c Vi?t Nam gi?i ng?n kho?n t?i c?p v?n t?i Quy?t ?nh S?..../Q-NHNN t??ng ?ng v?i kho?n t? ch?c t?n d?ng cho vay VNA t?i H?p ?ng/Th?a thu?n cho vay.... nh? sau:1. S? d? kho?n cho vay VNA ??c t?i c?p v?n:Quy?t ?nh t?i c?p v?n v? H?p ?ng nguy?n t?c t?i c?p v?nH?p ?ng/Th?a thu?n cho vay c?a TCTD cho vay VNAS? d? g?c kho?n cho vay VNA t?i H?p ?ng/Th?a thu?n cho vay ?n th?i i?m ng?y.../.../...(?n v?: ?ng)X?c nh?n c?a VNA ?i v?i m?c (2) v? (3)Ghi ch? (n?u c?)(1)(2)(3)(4)(5)- Quy?t ?nh s?... ng?y...- H?p ?ng nguy?n t?c t?i c?p v?n s?... ng?y...S? hi?u& & ng?y& .& ..Ng?y... th?ng ... nm... Ng??i ?i di?n h?p ph?p c?a VNA(K?, ghi r? ch?c danh, h? t?n v? ?ng d?u)?2. T? ch?c t?n d?ng ? ngh? gi?i ng?n kho?n t?i c?p v?n t?i Quy?t ?nh s? .../Q-NHNN ng?y... v?i s? ti?n: (b?ng s?) ... ?ng, (b?ng ch?) ... ?ng (Cn c? quy ?nh t?i kho?n 1 i?u 8 Th?ng t? 04/2021/TT-NHNN).T? ch?c t?n d?ng ... cam k?t v? ch?u ho?n to?n tr?ch nhi?m tr??c ph?p lu?t v? c?c th?ng tin, s? li?u t?i Gi?y ? ngh? gi?i ng?n t?i c?p v?n n?y l? ch?nh x?c; cam k?t tu?n th? ?ng c?c quy ?nh t?i Th?ng t? s? 04/2021/TT-NHNN v? quy ?nh c?a ph?p lu?t c? li?n quan.?N?i nh?n: - Nh? tr?n; - L?u: ...Ng??i ?i di?n h?p ph?p c?a T? ch?c t?n d?ng (K?, ghi r? ch?c danh, h? t?n v? ?ng d?u)?Ph? l?c III(Ban h?nh k?m theo Th?ng t? s? 04/2021/TT-NHNN ng?y 05 th?ng 4 nm 2021 c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)T?N T? CH?C T?N D?NG --------C?NG H?A X? H?I CH? NGH(A VI?T NAM ?c l?p - T? do - H?nh ph?c ---------------S?: & ....., ng?y ... th?ng ... nm 2021?K?nh g?i:- V? Ch?nh s?ch ti?n t?; - S? Giao d?ch Ng?n h?ng Nh? n??c; - C? quan Thanh tra, gi?m s?t ng?n h?ng; - V? T?n d?ng c?c ng?nh kinh t?.B?O C?O VI?C TR? N? VAY T?I C?P V?N THEO TH?NG T? 04/2021/TT-NHNN NG?Y ...(*)?n v?: ?ngSTTD? n? g?c kho?n cho vay VNA (t?i H?p ?ng/Th?a thu?n cho vay s?.... ng?y& ) ?n cu?i ng?y....S? d? g?c kho?n vay t?i c?p v?n (t?i Quy?t ?nh s?.... ng?y....) ?n cu?i ng?y....S? ti?n vay t?i c?p v?n ph?i tr? Ng?n h?ng Nh? n??cTr? n? vay t?i c?p v?nTr? n? vay t?i c?p v?nS? d? g?c kho?n vay t?i c?p v?n (t?i Quy?t ?nh s?.... ng?y...) ?n cu?i ng?y ....S? ti?n vay t?i c?p v?n ? tr?Ng?y tr?(1)(2)(3)(4)=(3)-(2)(5)(6)(7)=(3)-(5)1??????2??????& ???????L?p bi?u (K? ghi r? h? t?n)Ki?m so?t (K?, ghi r? h? t?n)Ng??i ?i di?n h?p ph?p c?a T? ch?c t?n d?ng (K?, ghi r? ch?c danh, h? t?n v? ?ng d?u)N?i nh?n: - Nh? tr?n. - L?u: ...H??ng d?n.- H?nh th?c b?o c?o: TCTD b?o c?o b?ng vn b?n gi?y theo h?nh th?c g?i tr?c ti?p ho?c qua d?ch v? b?u ch?nh;- (*): Ng?y ph?t sinh s? d? g?c kho?n vay t?i c?p v?n l?n h?n d? n? g?c kho?n cho vay VNA;- C?t (2): D? n? g?c kho?n cho vay VNA t?i th?i i?m cu?i ng?y ph?t sinh s? d? g?c kho?n vay t?i c?p v?n l?n h?n d? n? g?c kho?n cho vay VNA;- C?t (3): S? d? g?c kho?n vay t?i c?p v?n t?i th?i i?m cu?i ng?y ph?t sinh s? d? g?c kho?n vay t?i c?p v?n l?n h?n d? n? g?c kho?n cho vay VNA;- C?t (6): L? ng?y t? ch?c t?n d?ng tr? n? kho?n vay t?i c?p v?n;- Th?i h?n b?o c?o: Trong th?i h?n 05 ng?y l?m vi?c ti?p theo ng?y t?i m?c (*).?Ph? l?c IV(Ban h?nh k?m theo Th?ng t? s? 04/2021/TT-NHNN ng?y 05 th?ng 4 nm 2021 c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)T?N T? CH?C T?N D?NG --------?S?: & ??B?O C?O D? N? G?C C?C KHO?N CHO VAY VNA \ THEO TH?NG T? S? 04/2021/TT-NHNN NG?Y 05 TH?NG 4 NM 2021Th?ng & nm ...?n v?: ?ngSTTNg?yKho?n 1Kho?n 1Kho?n 2Kho?n 2Kho?n 3Kho?n 3& & D? n? g?c kho?n cho vay VNA t?i H?p ?ng/Th?a thu?n cho vay s?.... ng?y ....S? d? g?c kho?n vay t?i c?p v?n t?i Quy?t ?nh s?.... ng?y....D? n? g?c kho?n cho vay VNA t?i H?p ?ng/Th?a thu?n cho vay s?.... ng?y ....S? d? g?c kho?n vay t?i c?p v?n t?i Quy?t ?nh s?.... ng?y....D? n? g?c kho?n cho vay VNA t?i H?p ?ng/Th?a thu?n cho vay s?.... ng?y ....S? d? g?c kho?n vay t?i c?p v?n t?i Quy?t ?nh s?.... ng?y....& & (1)(2)(3)(4)(5)(6)(7)(8)(9)(10)?01/.../202..?????????02/.../202..???????????????????..., ng?y ... th?ng ... nm??????????? & . X?C NH?N V? D? N? G?C C?C KHO?N CHO VAY VNA Ng??i ?i di?n h?p ph?p c?a VNA (K?, ghi r? ch?c danh, h? t?n v? ?ng d?u)..., ng?y ... th?ng ... nm??????????? & . Ng??i ?i di?n h?p ph?p c?a T? ch?c t?n d?ng (K?, ghi r? ch?c danh, h? t?n v? ?ng d?u)N?i nh?n: - V? Ch?nh s?ch ti?n t?; - S? Giao d?ch Ng?n h?ng Nh? n??c; - C? quan Thanh tra, gi?m s?t ng?n h?ng; - V? T?n d?ng c?c ng?nh kinh t?; - ?y ban Qu?n l? v?n nh? n??c t?i doanh nghi?p. - L?u: ...H??ng d?n:- B?o c?o d? n? g?c c?c kho?n cho vay VNA c?n d? n? vay t?i c?p v?n trong th?ng b?o c?o.- H?nh th?c b?o c?o: TCTD b?o c?o b?ng vn b?n gi?y theo h?nh th?c g?i tr?c ti?p ho?c qua d?ch v? b?u ch?nh.- Th?i gian ch?t s? li?u t? ng?y 01 ?n ng?y cu?i c?ng c?a th?ng b?o c?o; c?t (2) b?o c?o chi ti?t t?ng ng?y trong th?ng.- Th?i h?n b?o c?o: Trong th?i h?n 15 ng?y ?u th?ng c?a th?ng ti?p theo th?ng b?o c?o.?Ph? l?c V(Ban h?nh k?m theo Th?ng t? s? 04/2021/TT-NHNN ng?y 05 th?ng 4 nm 2021 c?a Th?ng ?c Ng?n h?ng Nh? n??c Vi?t Nam)S? GIAO D?CH NG?N H?NG NH? N??C --------?S?: & ..??B?O C?O S? LI?U T?I C?P V?N ?I V?I C?C T? CH?C T?N D?NG THEO TH?NG T? 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